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Specialty Group: Financial Institutions and Markets

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Member Articles


CFPB Issues Final and Proposed Rules Amending Regulation Z, As Required by Dodd-Frank

Contact: Edmund D. Harllee; Williams Mullen (North Carolina & Virginia, USA) On Thursday, January 10, the Consumer Financial Protection Bureau (the “Bureau”) issued a final rule amending its Regulation Z (Truth in L ...

Distinguishing between Guarantee and Suretyship Agreements

Contact: Fatih Işık; Erdem & Erdem Law Office (Turkey) Introduction As is widely known, legal transactions are formed upon consensus of declarations of intent. The purposes of the parties engaging in the lega ...

Equal Credit Opportunity Act and Regulation B Violated; Guarantor-Spouse Released from Guaranties

Contact: John Walsh; Spencer Fane Britt & Browne LLP (Missouri, USA) Under the Equal Credit Opportunity Act (15 U.S.C. §1691 et seq. (ECOA)), a creditor may not discriminate against a credit applicant “with ...

An Entrepreneurial Recession

Contact: Clarkslegal (Reading, England) Following the collapse of the global economy in 2007, entrepreneurship has become a go-to concept for the private and public sectors alike.  With the American presidential el ...

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