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Member Articles


4 Ways the Secure Act 2.0 Will Improve Retirement Saving for Low-Income Workers

It’s no secret that Secure Act 2.0 has retirement plan sponsors wondering about next steps to meet the law’s many provisions. Signed into law on December 29, 2022 as part of an omnibus federal spending bill, Secure A ...

How Nonprofits Can Save By Exploring Unemployment Insurance Options

All organizations, including nonprofits, must fund unemployment benefits. Nonprofits benefit from a federal exemption that allows them flexibility in their approach to covering unemployment claims made by employees.1 Ra ...

Force-Placed Insurance Policies in Commercial Real Estate

Real estate lenders require borrowers to maintain property insurance with a certain level of coverage to ensure the bank’s interests are protected if the property is damaged. With loan costs increasing thanks to risin ...

How to Evaluate a Retirement Plan Recordkeeper

Plan sponsors worried about their retirement plan recordkeeper may not be paranoid. The U.S. Department of Labor maintains strict guidelines and regulations governing plans. Lawsuits under the Employee Retirement Income ...

Managing Complex Risk in Transportation

The endemic shortage of qualified drivers and multi-million-dollar jury verdicts have made it difficult for some commercial transportation operations to find adequate and affordable insurance coverage. More than 75% of ...

Translating Financial Literacy for a Multilingual Workforce

A more diverse workforce is leading to more workers whose native language is not English. Others may not have a firm grounding in financial literacy. That has implications for employers: if employees encounter financial ...

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