Construction & Real Estate

Scratching below the surface: damage to glazed panels and contract works insurance policy response

Author: Patrick Mead, Partner

It is not uncommon on major building projects for scratching to glass panes or panels to be observed pre-practical completion (or during the defects liability period), and a question can thus arise as to whether contract works policies are likely to respond to indemnify the project participants with respect to damage of this nature.

This damage is often caused by one or more combinations of the following:

  • Scratching during installation;
  • Scratching post installation;
  • Weld splatter; and/or
  • Cleaning of the glass.

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