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Member Articles


CFPB Issues Proposed Rules Amending Regulations X and Z To Clarify Earlier Dodd-Frank Amendments

Contact: Edmund D. Harllee; Williams Mullen (North Carolina & Virgnina, USA) On Thursday, May 2, the Consumer Financial Protection Bureau (the “Bureau”) published proposed rules and a request for public comment in t ...

New Offenses Related to Trade Descriptions in Hong Kong - Future Enforcement Directions

The Trade Descriptions (Unfair Trade Practices) (Amendment) Ordinance (the “Amendment Ordinance”) will come into force in around mid-2013. Key changes of the Amendment Ordinance include widening of the definition of ...

Restrictions on Use of Personal Data for Direct Marketing in Hong Kong

The laws on protection of personal data in Hong Kong continue to evolve. Since the passing of the Personal Data (Privacy) (Amendment) Bill in the year of 2012, provisions for strengthening the data privacy regime in Hong ...

Mercer & Hole's Insight into the Statutory Residence Test: A New Way of Looking at Tax Residence in the UK

Contact: Lisa Spearman; Mercer & Hole (London, England) If any of your clients have a home or work in the UK or visit frequently they could be affected as of 6 April 2013. An individual's tax liability in the UK is bas ...

POLAND—Functions of Polish Data Protection Officer To Be Reformed

Contact: Joanna Tomaszewska; SSW Spaczynski, Szczepaniak i Wspolnicy S.K.A. (Poland) In order to become more entrepreneur-friendly, the Polish government has initiated changes to reduce the administrative burdens in c ...

Wastewater Mixing Zones, Blending Rules and the “Tyranny of Small Decisions

Contact: Andrew C. Brought; Spencer Fane Britt & Browne LLP (Missouri, USA) On March 25, 2013, the U.S. Court of Appeals for the Eighth Circuit sent a clear message to the EPA and other federal agencies: guidance docu ...

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