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Member Articles


For the Hospitality Industry, Layered Insurance Comes to the Forefront

The insurance industry is in a capacity crisis forcing smaller hospitality organizations to search far and wide for insurance to cover nearly every risk. That includes employing strategies like layered insurance coverage ...

How Embracing Diversity, Equity and Inclusion Can Benefit Recruitment

Author: Mim Minichiello There’s a lexicon of diversity that has taken on a whole new relevance in the wake of our country’s recent and unprecedented protests. Some employers may not be fluent yet with the terms, wh ...

Cybertheft & Participant Accounts: A Fiduciary Responsibility?

Cybertheft has skyrocketed during the pandemic. By June, 2020, the daily digital crime rate was 74% ahead of where it was when stay-at-home restrictions were put in place. A lucrative target? The investment accounts of r ...

FSAs, HSAs, Grace Periods, and Carryovers

In part, due to the COVID-19 pandemic, some employers are exploring opportunities to allow employees to use their unused health flexible spending arrangements (“health FSAs”) funds from 2020. There are essentially tw ...

General Liability Insurance for Contractors

Why general liability insurance? General liability, also known as commercial general liability, is a type of insurance that protects you and your business from lawsuits involving bodily injury and property damage. Altho ...

How to Identify and Define Workplace Violence – and What to Do About It

According to OSHA, roughly two million Americans are victims of workplace violence every year.1 And that doesn’t include the cases that go unreported. Workplace violence is a concern to employers in all industries acro ...

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